TERMS & CONDITIONS

Solid Capital Lenders LLC

1. Program Name and Description

Program Name: Solid Capital Lenders LLC ("El Padrino de los Préstamos")

By opting in to Solid Capital Lenders LLC's SMS/text messaging program, you consent to receive text messages from us related to mortgage inquiries, loan application updates, pre-qualification status, appointment reminders, rate notifications, educational content about homeownership and mortgage products, and other service-related communications. These messages are designed to assist you throughout the mortgage process and keep you informed about relevant opportunities.

Message frequency varies based on your interaction with our services and where you are in the loan process. Standard message and data rates may apply depending on your mobile carrier and plan.

2. Opt-In and Consent

By providing your mobile phone number and opting in to receive text messages from Solid Capital Lenders LLC, you expressly consent to receive recurring SMS/text messages from us. You may opt in through any of the following methods:

Submitting a web form on our website or landing pages

Texting a keyword (such as CASA, INFO, or PRESTAMO) to our designated number

Providing verbal or written consent during a phone call, in-person meeting, or event

Submitting your information through a social media lead form or direct message interaction

Your consent to receive text messages is not a condition of purchasing any goods or services from Solid Capital Lenders LLC.

3. Opt-Out Instructions

You can cancel the SMS service at any time. Simply text "STOP" to the number from which you received a message. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us.

To rejoin the messaging program after opting out, you may sign up again through any of the opt-in methods described in Section 2 above, and we will resume sending SMS messages to you.

4. Help and Support

If you experience any issues with the messaging program, you may reply with the keyword HELP for more assistance, or reach out to us directly:

Email: [email protected]

Phone: (305) 216-2221

5. Message and Data Rates

As always, message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text plan or data plan, contact your wireless provider.

6. Carrier Liability Disclaimer

Carriers (including but not limited to T-Mobile, AT&T, Verizon, and other wireless carriers) are not liable for delayed or undelivered messages. Delivery of text messages is subject to effective transmission by your mobile carrier and is not guaranteed by Solid Capital Lenders LLC.

7. Limitation of Liability

Solid Capital Lenders LLC is not responsible for any delays, failures in delivery, or any other issues related to the transmission or receipt of text messages. By subscribing to our SMS services, you acknowledge and agree that Solid Capital Lenders LLC will not be liable for any damages, losses, or injuries arising from or related to the use or failure to receive any text messages, including but not limited to delays, non-delivery, or technical issues.

8. Privacy

Your privacy is important to us. For information about how we collect, use, and protect your personal information, including your mobile phone number and SMS opt-in data, please refer to our Privacy Policy at: www.solidcapitallending.com/privacy-policy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, except for aggregators and providers of the text message services.

9. Types of Messages You May Receive

By opting in, you may receive the following types of text messages:

Responses to your mortgage inquiry or pre-qualification request

Loan application status updates and document requests

Appointment confirmations and reminders

Interest rate updates and market notifications

Educational content related to mortgage products, homeownership, and refinancing

Event invitations (webinars, seminars, community events)

Service-related communications and follow-ups

10. Compliance with Industry Standards

Solid Capital Lenders LLC complies with all applicable rules and regulations governing SMS/text messaging, including but not limited to the Telephone Consumer Protection Act (TCPA), the CTIA Messaging Principles and Best Practices, and all applicable carrier guidelines for A2P 10DLC messaging.

11. Legal Compliance

Solid Capital Lenders LLC operates in compliance with all applicable federal and state laws, including but not limited to the TCPA, CAN-SPAM Act, and state-specific consumer protection regulations. Our mortgage services are subject to all applicable federal and state lending laws and regulations.

12. Disclaimer

The information provided through our SMS messages is for informational purposes only and does not constitute a loan commitment, approval, or guarantee of any mortgage terms. All loan applications are subject to credit approval, underwriting, and verification of information. Solid Capital Lenders LLC is an Equal Housing Lender. NMLS information and licensing details are available upon request.

13. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Any changes will be effective immediately upon posting the updated terms on our website. Your continued participation in the SMS program after changes are posted constitutes your acceptance of the revised terms.

14. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Solid Capital Lenders LLC

Email: [email protected]

Phone: (305) 216-2221

Website: www.elpadrinodelosprestamos.com